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If you’re a Discover credit card holder and an?Amazon?shopper, you might be in luck. That’s because the online retailer is currently running a promotion that can help you save money on many products sold by?Amazon?when you use cash back from select Discover cards. And with Black Friday right around the corner, this is perfect timing.
Depending on which offer you’re targeted for, you can score as much as 40% off, up to a $20 savings at?Amazon. Other card holders are seeing 30% off for up to $15 in savings, $10 off a purchase of $75, or other offers.
If you’re eligible for any of these offers, you’ll need to use Discover cash back to pay for at least a portion of your?Amazon?purchase at checkout to trigger the discount. You can use the offer any time?before the promotion expires on December 31, 2023.
But there are a number of steps you need to follow first to actually lock in the savings from any of these offers, so we’ve put together a step-by-step guide to ensure you’re getting every penny.
How to save up to 40% at Amazon with your Discover card
For starters, in order to potentially be targeted for this promotion, you must have a Discover credit card. These include the?Discover it? Cash Back, the?Discover it? Miles?and the?Discover it? Chrome.
If you have one of these cards but haven’t connected your Discover card to your?Amazon?account, you’ll need to?link your two accounts. Log in to Amazon and add your Discover card as a payment method, then look for the option to enroll in “Shop with Points” under the “Your Account” tab (or?click here to get to Shop with Points). On the next screen, click the “Enroll” button for the Discover card you just added.
Once your accounts are linked, you’ll need to?click here to check if you’re eligible for an offer. Since these are targeted promotions, you might see a message saying that you’re not eligible, even if you have a Discover card connected to your Amazon account. But if you just enrolled in “Shop with Points,” you may need to wait 24 hours for Amazon’s records to refresh before being able to see an offer.
If you’re eligible, make sure to activate your offer by clicking on the “Activate promotion” button. You can then shop at?Amazon?as you normally would, but during the checkout process, you’ll want to select your linked Discover card as your payment method.
You’ll then need to apply at least 1 Discover cash back point to pay for your purchase to trigger the discount.?Amazon?might automatically default to applying points for the full purchase amount, but you can manually change it and designate the amount of cash back you want to apply toward your purchase —?as little as 1 cent if you want.?The rest can then be paid for with your Discover card.
Fortunately, you’ll get the same value when redeeming your Discover cash back at?Amazon?as you’d receive if you chose a statement credit redemption instead. Basically, $1 in cash back equals $1 at?Amazon, which means you’re getting the same 1 cent per point. This is a much better value than what you’d get when using?American Express?or?Chase?points, who often run similar Amazon promotions for their own card members.
Once you’ve applied at least 1 point to your payment, you’ll see the discount added to your order, but keep in mind you’ll only see the discount on items sold directly by?Amazon, not most third-party sellers.
With the 30% or 40% off offers, you’ll receive the savings on all purchases you make until you hit the maximum savings, which depends on your offer. However, with the $10 off $75 offer, you’ll need to have at least $75 in eligible purchases in your?Amazon?shopping cart for the discount to appear.
Get up to 40% off some great Amazon products
Let’s take a look at some examples of how you can score some great discounts with these?Amazon Discover offers.
CNN Underscored recently tested the best vacuums for pet hair, and our choice for the best overall robot vacuum for pet hair was the iLife V3S Pro. It’s currently available on Amazon for $129.99 after applying a $30 coupon, but add in the 40% off Discover discount as well and you’ll drop the price to just $109.99 before taxes and shipping.
Or, if you read our story on why AirTags are the ultimate travel companion this year and you want to pick up a few Apple AirTags, they’re currently available on Amazon for $29 each before taxes and shipping. But if you’re targeted for the 40% off Discover discount, you can bring that price down to just $17.40 apiece.
You can even pair this discount with?Amazon’s daily deals?or any of Amazon’s category-specific money-saving offers, such as?saving $20 when you spend $60 on select beauty products.
Up to 40% off third-party retailer gift cards too
While these Discover discounts don’t apply to Amazon gift cards, they do apply to many other retailer gift cards?that Amazon sells. And Amazon literally has hundreds of options, including retailers that might be useful right now such as Netflix, DoorDash, Safeway and more.
So even if you don’t have anything you need at Amazon at the moment, you can?buy a gift card for yourself?using the discount and bank the savings for later.
What should you do if you’re not targeted?
If you’re not targeted for any of these particular Discover promotions, keep checking back, as sometimes previously ineligible customers are suddenly eligible. Similar offers are also currently available on credit cards from American Express, so there’s a chance you’ll be able to save with a different card.
And if you don’t have any of these credit cards, make sure you check out our guide to be sure you’re using the?best credit card for Amazon purchases, even if you can’t get any discounts right now.
With Amazon being a go-to shopping site for many households nowadays, this promotion is the perfect way to save money if you’re eligible. So make sure you take a look if you’re a Discover credit card holder, and if you’re targeted,?get your discount when you buy from Amazon!
Check out CNN Underscored’s list of the 28 Amazon products our readers couldn’t stop buying.
Find all the latest personal finance deals, news and advice at CNN Underscored Money.
